Incomer

Personal Finance

You don't need to track every expense.

Just log your income and check off what you paid. Incomer automatically calculates your Available — the real margin you have each month for goals, investment, or simply living.

Log income
Check off what you paid
Automatic analysis
Clear goals

Coming soon on the

App Store

Coming soon on

Google Play

Free · No ads · No subscription

iOS 18+·
Android·
Multi-currency·
Free to start·
Privacy by design

Features

Everything you need, nothing more.

Income shortcuts

Log in seconds using your saved sources.

Simple fixed expenses

Check off what you already paid. No reminders, no due dates — just control.

Automatic analysis

Subtracts your fixed expenses from your income and shows your real Available every month. No further categorization needed.

Multi-currency

Consolidate USD income and local currency expenses.

Pro

Financial goals

Set a goal — an apartment, a trip, an emergency fund — and the app calculates how much to set aside each month from your Available to get there on time.

Pro

AI chat

Ask Incomer anything about your finances. Analyze your numbers, compare periods, or get recommendations — all based on your real data.

The process

How it works

Log what comes in

Add your monthly income. Freelance, salary, investments — in seconds with saved shortcuts.

Check off what you already paid

Utilities, subscriptions, loan payments. One tap per item. No due dates, no pressure.

The app does the rest

Incomer calculates your Available: what's left after your fixed commitments. That number is yours — for goals, savings, or spending however you want.

The logic behind it

One number that changes everything.

Your Available — what you truly have after your commitments.

Log your income and confirm your fixed expenses. Incomer does the math. No tracking every purchase, no categorizing receipts. If you have active goals, the app shows how much of that Available to set aside — and the rest is completely yours to decide.

Example — April

Monthly income

S/ 10,000

Rent

− S/ 800

Loan payments

− S/ 1,000

Utilities, subscriptions, streaming...

− S/ 2,200

Available

for goals, outings, investment, whatever you decide

S/ 6,000

With an active goal

Available

S/ 6,000

Goal: own apartment

suggested by the app

− S/ 1,200

Free

trips, nights out, whatever you want

S/ 4,800

You decide what to do with your Available. Incomer makes sure you always know how much it is.

The answer

What about my variable expenses?

Don't track them. Don't budget them.

Your Available is already calculated. Goals make sure the money you need for something important doesn't disappear into variable spending without you noticing. What's left after your goals is yours — to spend however you want, on whatever you want.

Example — with active goals

Your AvailableS/ 6,000
Goal: own apartment− S/ 1,200
Goal: July trip− S/ 400
Free to spendS/ 4,400

Nothing else to track.

  • Own apartment

    That money doesn't get mixed up with day-to-day spending.

  • July trip

    You know exactly how much you can spend this month without ruining the trip.

  • Medical fund

    It's reserved before the unexpected happens.

No categories. No budgets. Just your Available and what already has a destination.

Start today. It's free.

Coming soon on the

App Store

Coming soon on

Google Play